Financing & Mortgages
Money, mortgages & financing, in plain English.
Buying a first home or financing a business in BC comes with a lot of jargon and a lot of rules. These are clear, honest, no-pitch guides that explain how it actually works, so you can make decisions with confidence.
The guides
Start with the big questions.
Buying a home, financing commercial real estate, and local Powell River guides, in plain English.
First-time home buyer guide (BC)
Down payments, the 2026 insured rules, the five federal programs and the BC-specific costs, explained simply.
Read the guide → Commercial · British ColumbiaFinance commercial real estate in BC
How commercial mortgages work, the down payment to expect, the numbers lenders use (DSCR & LTV), and how to get ready.
Read the guide → Local · Powell RiverBuying or refinancing in Powell River
The local market, the buying steps, when to refinance, and rural-property tips for the qathet region.
Read the guide →More BC financing guides are in the works, including mortgage pre-approval, fixed vs variable, refinancing & renewals, and financing a small business. Join the list below to get each one as it lands.
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Plain-English money and mortgage guides for BC, written the way I wish someone had written them for me. No spam, no pitch, just the next guide when it's ready.
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